Bimavista

  • 90324-26454
  • bimavistainfo@gmail.com
  • Hyderabad, Amberpet, Telangana, India – 500036
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Travel Insurance

At Bima Vista, insurance isn’t just protection—it’s empowerment with vision.
We deliver clear, modern solutions that secure your life, health, and future.

Frequently Asked Questions

Q1. Is travel insurance mandatory for all international trips?

No, but it’s strongly recommended, and in some countries like those in the Schengen zone, it’s mandatory for visa approval.

Yes, most insurers allow extensions if your policy hasn’t already expired and there are no ongoing claims. You must apply before the current policy ends.

Most modern policies now include COVID-19 coverage for treatment and quarantine, but always check the policy wording, especially for exclusions or country-specific rules.

Many insurers offer cancellation and refund if your visa is rejected, but this depends on whether your policy has started and the insurer’s terms.

No. Travel insurance must be purchased before departure. Once you’ve left the country, standard policies won’t apply.

Your travel insurance will typically reimburse the expenses involved in getting a duplicate passport or travel documents.

Not by default. You’ll need to buy an add-on or specialized adventure travel plan.

Protecting You Beyond Borders

Whether you’re flying abroad for a vacation, business trip, or studies, travel doesn’t always go as planned. Travel insurance helps you handle the unexpected, from medical emergencies and lost luggage to trip cancellations and passport loss.

 

What Does It Cover?

A standard travel insurance policy may include:

  • Medical emergencies: Hospitalization or treatment costs abroad.
  • Trip delays/cancellations: Reimbursement for non-refundable bookings if your trip is disrupted.
  • Loss of passport: Helps with the cost and process of getting a duplicate passport.
  • Baggage loss/delay: Compensation if your checked-in baggage is lost or delayed.
  • Personal liability: If you accidentally cause injury or damage abroad, this may cover the costs.

 

Who Should Buy It?

  • Tourists
  • Business travellers
  • Students going abroad
  • Family travellers
  • Senior citizens

It’s especially important for countries like the USA, Canada, UK, Schengen areas, where healthcare is expensive and visa approval may even require valid travel insurance.

 

What’s Usually Not Covered?

  • Pre-existing medical conditions (unless specifically covered)
  • Traveling against medical advice
  • Adventure sports (without add-on)
  • Illegal acts or intoxication-related incidents

 

 

Types of Travel Insurance

While the core purpose is the same, protecting you during your trip, the type of travel insurance you choose depends on who you are and why you’re traveling:

  1. Individual Travel Insurance

Ideal for solo travellers. Covers medical emergencies, baggage loss, trip delays, and other basic risks.

  1. Family Travel Insurance

Covers you, your spouse, and dependent children under one policy. Useful for vacations or family visits abroad.

  1. Student Travel Insurance

Designed for students going abroad for higher studies. Covers medical expenses, sponsor protection, study interruptions, and loss of documents like passport or student ID.

  1. Senior Citizen Travel Insurance

Meant for individuals aged 60 or above. Includes medical coverage, emergency evacuation, and sometimes pre-existing condition coverage with additional premium.

  1. Multi-trip Travel Insurance

For frequent flyers. Offers coverage for multiple trips within a year under a single premium.

  1. Schengen Travel Insurance

Mandatory for travel to Schengen countries. Must meet EU requirements and include specific medical coverage amounts.